Trust is the foundation to all relationships. We will help you get out of debt, but these are just words without trust. In order to trust us, it may help to know our story.

DSUSA has been in business since 2003. Many of our competitors have been in business for less than 1 year! The difference between Debt Settlement USA and other companies is that we can do what we say we can do! We have helped thousands of families to become debt free and we have settled more than $170 million in debt. It is possible and you can do it!

During the month of July, which is barely half way over, we have already settled more than 350 debts! Think for a moment about each debt you have outstanding; wouldn't it be wonderful to have had one of your debts paid off and closed this month? The sooner you join the program the sooner you're done with the worry and the fear that being in debt can have on your everyday life.

If you're thinking about enrolling in the DSUSA Program, you cannot afford to delay. Deals are being negotiated and debts are being settled, - why not make one of those debts yours? If you're still not sure, call one of our program consultants today and ask for the details which will move you one step further to being debt free! We will prove to you it can be done!

When people first learn that I work for a debt settlement company, I always get the same question, "Can I really pay only a percentage of my debt and be done with it"?

The answer is, YES!

But, the answer is not always that simple. If you have read any of my previous blog posts, you know I am an advocate for informed consumers.

In light of the current economic situation, the credit and debt industry is exploding. There is no federal regulation on the debt settlement industry, so basically any one can put an ad on T.V., charge a fee and make a lot of false promises. If your considering this option, be very careful, you have to be a very smart consumer.

There are programs that are successful but keep this in mind, it is not always as easy as the commercials claim. Think of it this way, you watch a diet commercial where the model lost 70+ pounds and claims, "If I can do it, anyone can do it." As consumers we are sold on quick fixes, but if it sounds too good to be true, think it through. As anyone knows who has ever tried to lose a significant amount of weight, there is not quick fix.  And just like with weight loss, there is no quick fix with debt elimination.

Negotiating to eliminate debt is a skill that is learned over years of experience working in the credit and debt industry. Getting in debt didn't happen over night, getting out of debt won't either.

The question is, can you or should you do it alone?

The emotion one feels when they are drowning in debt is overwhelming; believe me, I know because I have been there. You lay awake at night worrying and wondering, ‘how will I find the money for the car repairs that have be done or else I cannot get to work’, or maybe ‘how will I tell my children that we have to give the family pet to the humane society because we just cannot afford the vet bills’, or maybe ‘how do I break the news to my spouse that I have just been laid off’.

Over the years I have talked to many people struggling with debt and financial problems. I few years ago, I had to convenience them that they were not the only ones dealing with and experiencing the same problems. In the midst of today's economic crisis, I find myself having very different conversations. Struggling financially does not have the same stigma it did a few years ago. Just recently, while at a social gathering, a woman, whom I had only meet in passing, initiated small talk with me by divulging the details of her recent foreclosure and loan modification.

In general, we are more open and accepting of our money problems but this is mostly because it is no secret that a majority of our society is struggling; layoffs, foreclosures, repossession are common topics of discussion. If you take this into consideration, and apply basic principles about supply and demand, its only common sense that there is now, more than ever, an enormous market of individuals seeking financial and debt help and are willing to pay for it. So, where you have demand, you have supply. Where there are customers, there is someone to sell to them, and debt settlement companies are popping up everywhere.

As a consumer you need to smart and educated. Look for a company that has the traits you look for in any company: does the website look legitimate, how long has the company been in business, are their goals similar to mine? You can also visit www.dstruth.com. This is an independent website that is becoming a forum for individuals to discuss the debt settlement industry. And, since it is independent you know that while you are reading through the material, you will not be constantly blasted with advertisements.